This Privacy Policy describes how WealthNMG.com (“Website”) and its operator (“Company,” “we,” “our,” “us”) collect, handle, store, and safeguard your personal information. By using this Website, you consent to the practices outlined below. We are committed to acting responsibly and maintaining transparency throughout every interaction.

1. Who We Are

Wealth Management Services, Inc.
3666 Torrey Pines Way
Sarasota, FL 34238
Email: denk@wealthnmg.com

We provide market commentary, financial insights, and educational materials for individuals seeking a clearer understanding of financial topics.

2. Information We Collect

We may collect several categories of information, including:

- Contact information (name, email address, phone number, mailing address)
- Technical identifiers (IP address, device type, browser details, ISP, timestamps)
- User activity data (pages visited, click patterns, session behavior, referring URLs)
- Preferences and interactions (survey responses, content interests, communication choices)
- Information voluntarily submitted through forms, subscriptions, or SMS enrollment

Some information is provided directly by you; other data is gathered automatically through standard digital technologies.

3. How We Use Your Information

Your information may be used for the following purposes:

- Delivering newsletters, updates, and financial insights
- Managing communication preferences and subscription settings
- Enhancing Website usability and content relevance
- Responding to support requests or general inquiries
- Protecting Website security and preventing misuse
- Performing analytics and diagnostic evaluations
- Meeting legal or regulatory obligations

We do not use personal information for any purpose not described in this Policy.

4. Cookies & Tracking Technologies

Our Website may use cookies, analytics scripts, and related tracking tools to:

- support essential Website functions
- improve loading speed and performance
- measure aggregated user behavior
- personalize browsing experience

You may disable cookies in your browser settings at any time.
Third-party platforms integrated with our Website may use their own tracking technologies.

5. SMS Messaging Policy

How You Opt In

When you provide your mobile number on WealthNMG.com, you may choose to opt into our SMS updates.
Participation is entirely optional and not required to access our Website or its content.

You may join through:

- on-site opt-in forms
- newsletter or content requests
- keyword-based enrollment
- gated downloads or alert signups

Types of Messages You May Receive

Service & Support Notices

- confirmation of form submissions
- replies to inquiries
- follow-up messages

Financial Insights & Educational Updates

- brief market observations
- economic trend commentary
- timely informational alerts

Optional Promotional Notices

- announcements about new reports
- updates to our educational resources
- occasional promotional content relevant to subscribers

We aim to deliver concise, helpful messages without unnecessary frequency.

Automation, Frequency & Costs

- SMS may be generated using automated or semi-automated systems.
- Message frequency varies depending on your activity and preferences.
- Standard carrier messaging and data rates may apply.
- We maintain a mindful communication cadence aligned with common U.S. carrier expectations.

Your Consent Under TCPA

By providing your mobile phone number, you provide your prior express written consent under the Telephone Consumer Protection Act (TCPA) to receive recurring automated marketing and informational text messages, including messages sent via an Automatic Telephone Dialing System (ATDS).

This consent covers:

- recurring automated messages
- informational and marketing SMS
- messages sent via automated dialing systems

You may withdraw consent by replying:
STOP, UNSUBSCRIBE, CANCEL, or QUIT

For assistance, reply HELP or email denk@wealthnmg.com.

Recordkeeping Requirements

To comply with TCPA and carrier regulations, we maintain secure records of:

- opt-in confirmations
- timestamps
- method of enrollment (form, keyword, checkbox)
- consent language presented at signup

These records exist solely for regulatory compliance and audit protection.

Protection of SMS Data

We safeguard SMS-related data using:

- encrypted data storage
- restricted internal access
- monitoring tools for unauthorized activity
- secure logs for opt-in documentation

We do not sell, rent, lease, or share your mobile phone number or SMS opt-in data with any third parties, affiliates, or partners for their own marketing or promotional purposes. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

All SMS practices comply with TCPA, CTIA, and U.S. carrier requirements.

6. When Information May Be Shared

We may share information only when necessary:

- with service providers supporting hosting, analytics, communications, or delivery systems
- to meet legal obligations, court orders, or government requests
- during a business transition, such as a merger or asset transfer
- to maintain security and prevent fraud

We do not sell personal data to advertising networks.

7. Data Protection & Retention

We use administrative, technical, and physical security measures to protect your information.
Information is retained only as long as needed for:

- communication purposes
- legal compliance
- operational requirements

Aggregated or anonymized data may be maintained for analytical purposes.

California Privacy Rights (CCPA/CPRA) Under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), California residents have the right to opt out of the “sale or sharing” of their personal information. WealthNMG.com does not sell your personal data for monetary compensation, nor do we share it for cross-context behavioral advertising.

8. Your Rights

Depending on your location and applicable law, you may have the right to:

- request access to your personal data
- correct or update inaccurate information
- request deletion of your data
- restrict or object to certain uses
- opt out of emails or SMS messages
- withdraw consent

Requests can be directed to denk@wealthnmg.com.

9. Third-Party Links

WealthNMG.com may link to external websites.
We are not responsible for third-party privacy practices or content.
We recommend reviewing their policies before sharing information.

10. Children’s Privacy

Our Website is not intended for individuals under 13 years old.
If we become aware that a minor’s information has been collected, we will delete it promptly.

11. Changes to This Policy

We may update this Privacy Policy occasionally.
The latest version will always be available on this page.
Your continued use of the Website signifies acceptance of any revisions.

12. Contact Us